Know what you can spend — without linking your bank
CashPal is a privacy-first budgeting app. Plan your income and expenses, enter your balance by hand, and instantly see what is safe to spend. No connection with a banking app is required.
How CashPal helps
Plan what is coming
Add regular and one-off income and expenses to your calendar.
Enter your balance
Type in your current bank balance by hand. No banking app connection is required.
Spend with confidence
See what is safe to spend until your next income and spot low-balance days early.
Everything you need, nothing you don't
Safe to spend, at a glance
Know your total spending space and average per day until your next income.
A flexible planner
Plan weekly, monthly and one-off income or expenses on the right dates.
See what is ahead
A 30-day forecast warns you clearly before your planned balance drops below zero.
No bank connection
Enter your balance yourself. CashPal never needs access to your bank account or banking app.
A useful PDF
Download a clear report of balances, plans and your forecast whenever you need it.
Private by design
Your financial plan belongs to you. No ads, no selling of data, no banking details shared.
See the full picture with OnePal
Inside the app, you can connect several Pals to OnePal. OnePal cannot be used on its own and has no separate check-ins — it combines information from your connected Pals to show how pain, mood, stress, sleep, energy and money affect each other.
- • Connect several Pals in the app
- • See one combined overview and cross-Pal patterns
- • Premium: longer history and a doctor report
Simple pricing
Single Pal
PainPal, BrainPal, HealthPal or CashPal
All Pals
PainPal, BrainPal, HealthPal and CashPal
OnePal
At no extra cost when 2 or more Pals are active
Every Pal has its own 30-day free trial from the day you connect it. No card needed. After the trial, your entries stay visible and downloadable.
On your phone
Add it to your Home Screen and open your diary like an app — no app store needed. It will be added as OnePal.
iPhone
Open the site in Safari, tap Share, then Add to Home Screen.
Android
Open the site in your browser, tap the menu, then Install app or Add to Home screen.
Your diary is yours
Your entries are stored securely and belong to you alone. Download them whenever you like — or delete them for good. CashPal never sells your data.
Ready to feel in control of your money?
Free for 30 days, no card needed. Then €1,99 a month. Your first check-in takes under a minute — and it already teaches you something.
CashPal is a planning aid, not financial advice. Always check your actual balance before making a spending decision.